The Kuyasa Fund aims to contribute to sustainable households and communities through facilitating access to housing finance as a tool for improving well-being and supporting the development of a financial sector for the poor. We believe that the poorest of the poor are credit-worthy and that through mobilising savings they are able to build financial and social capital. We provide microfinance services to those with secure occupational rights who are excluded from formal finance, because no other appropriate sources of housing finance are available to low-income household