YMT is a financial services organization that models itself after the Grameen Bank in Bangladesh. We use a group-based lending methodology and work exclusively in rural and peri-urban Coastal Kenya. Yehu offers savings and a variety of loan products to its clients. Credit officers travel by foot, or on motorbike to meet weekly or bi-weekly with clients, 80% of whom are in the remote Coastal villages in Kenya.
 
Due to poor road networks and infrastructure in the rural areas, all loan disbursements to the clients and savings deposits from the clients are made through a network of local banks and post office outlets. This ensures that the services dispensed are within the client's vicinity and not more than 20 minutes walk.
 
VISION
To become the leading MFI in the Region that responsively and cost effectively provides sustainable financial services to socio-economically marginalized rural entrepreneurs.

MISSION
Empower rural socio-economically marginalized entrepreneurs through enhanced accessibility to sustainable financial services.

VALUE STATEMENT
We provide the opportunity to improve lives through responsive financial services.